Two Cents

Cars have become an integral part of American society. While it can feel like buying a new car is granting you new freedom, buying a new car is more likely to take away your freedom and security. Welcome to the first episode of Two Cents • PBS! If you like this video, make sure to subscribe to our new channel! We'll be publishing new videos to this page every week.

Welcome to Two Cents • PBS! If you like this video, make sure to subscribe to our channel!

These days, it seems like everyone is making money on the side. Side hustles like ride-sharing, room rentals, and selling witty cross stitch patterns are a common occurrence. BUT, is every side hustle worth the time dedicated to them?

It’s not exactly a news flash that college is expensive. Which college majors give you more bang for your buck, and does that compare to doing what you love?

Debt is one of our least favorite things to talk about, and that's one of the main reasons it is so hard to pay them off. BUT researchers have figured out how to rewire your brain to take on the debt monster.

Supermarkets are built with tricks and challenges designed to make you spend more than you planned. But with a little preparation, you can safely avoid them and save money. We have some grocery tips this week!

Not only do we as humans make financial mistakes, our mistakes are predictable! Here's the story of how we learned that we can predict our mistakes and 5 of them you can avoid.

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Cars have become an integral part of American society. While it can feel like buying a new car is granting you new freedom, buying a new car is more likely to take away your freedom and security. Welcome to the first episode of Two Cents • PBS! If you like this video, make sure to subscribe to our new channel! We'll be publishing new videos to this page every week. Two Cents on FB: https://www.facebook.com/TwoCentsPBS/ Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: http://gizmodo.com/589.../what-exactly-is-that-new-car-smell http://www.nielsen.com/.../saving-spending-and-living... http://press.ihs.com/.../slower-not-lower-ihs-automotive... http://www.marketwatch.com/.../most-americans-are-one... http://www.mckinsey.com/.../america-the-frugal-us... http://www.offthegridnews.com/.../you-wont-believe-how.../ http://www.carfax.com/.../what-to-consider/car-depreciation http://www.autoalliance.org/.../safety-advances-increase...

SUBSCRIBE to Two Cents! Welcome to Two Cents • PBS! If you like this video, make sure to subscribe to our channel! Two Cents on FB: https://www.facebook.com/TwoCentsPBS/ Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H These days, it seems like everyone is making money on the side. Side hustles like ride-sharing, room rentals, and selling witty cross stitch patterns are a common occurrence. BUT, is every side hustle worth the time dedicated to them? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: https://www.earnest.com/blog/sharing-economy-income-data/ https://www.ftc.gov/.../trade-regulation.../00008-57281.pdf https://www.fundera.com/blog/small-business-statistics

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H It’s not exactly a news flash that college is expensive. Which college majors give you more bang for your buck, and does that compare to doing what you love? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Works Cited: The National Center for Education Statistics (nces.ed.gov) Paul F. Campos. (Apr 4, 2015) The Real Reason College Tuition Costs So Much. The New York Times. Danielle Kurtzleben. (Feb,11, 2014) Study: Income Gap Between Young College and High School Grads Widens. U.S. News and World Report. Steven J. Harper. (Aug. 25, 2015) Too Many Law Students, Too Few Legal Jobs. The New York Times. Dinah Wisenberg Brin. (Apr. 4, 2017) Taking the Sting Out of Medical School Debt. AAMC News. Julie Phillips, MD, MPH. “The Impact of Debt on Young Family Physicians” Journal of the American Board of Family Medicine. https://www.nytimes.com/2015/04/05/opinion/sunday/the-real-reason-college-tuition-costs-so-much.html?_r=0 https://ttlearning.com/blog/why-is-college-so-expensive/ http://www.austincc.edu/tuition-and-financial-aid/tuition-and-fees https://tuition.utexas.edu/learn-more/how-is-tuition-used https://giving.utexas.edu/why-give/why-we-need-your-support/ https://nces.ed.gov/fastfacts/display.asp?id=98 https://www.usnews.com/news/articles/2014/02/11/study-income-gap-between-young-college-and-high-school-grads-widens http://www.chicagotribune.

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Debt is one of our least favorite things to talk about, and that's one of the main reasons it is so hard to pay them off. BUT researchers have figured out how to rewire your brain to take on the debt monster. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Works Cited: https://bucks.blogs.nytimes.com/2012/08/20/to-get-out-of-debt-it-may-help-to-think-small/?mcubz=3&_r=0 https://www.fool.com/investing/general/2015/01/18/the-average-american-has-this-much-debt-how-do-you.aspx https://studentloanhero.com/student-loan-debt-statistics/

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Supermarkets are built with tricks and challenges designed to make you spend more than you planned. But with a little preparation, you can safely avoid them and save money. We have some grocery tips this week! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Works Cited: Stephanie Clifford. (July 17, 2011) At Stores, Making 5 for $5 a Bigger Draw Than 1 for $1 The New York Times. Emily Co. (Feb. 29, 2016) 15 Sneaky Ways Supermarkets Get You to Spend More. Popsugar. Michelle Crouch. “50 Supermarket Tricks You Still Fall For”. Reader’s Digest. Sophia Tulp. (Jun. 26, 2017) Millennials eat up savings by dining out a lot, study shows. USA Today. Mary Ellen Biery. (Oct. 3, 2016) The 15 Least Profitable Industries in the U.S. Forbes. Stock footage from Prelinger Archives.

Not only do we as humans make financial mistakes, our mistakes are predictable! Here's the story of how we learned that we can predict our mistakes and 5 of them you can avoid. SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM -- If you want to hear more examples of “dumb stuff people do,” check out Richard Thaler’s Misbehaving: The Making of Behavioral Economics.

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H \n\nYou can learn more about Brilliant at https://brilliant.org/twocents\n\nThere's nothing quite as scary as a tale of a malicious identity hack! From Facebook to Equifax, it seems like nobody's identity is safe anymore. So is there really way to protect yourself online... or are all those monitoring services just selling a false sense of security?\n\nTwo Cents on FB: https://www.facebook.com/TwoCentsPBS\nTwo Cents on Twitter: @twocentspbs\n\n--\n\nTwo Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP\u00ae and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.\n\nTwo Cents is hosted by Philip Olson, CFP\u00ae and Julia Lorenz-Olson\nDirectors: Katie Graham & Andrew Matthews\nWritten by: Philip Olson and Andrew Matthews\nProduced by: Katie Graham & Amanda Fox\nImages by: Shutterstock\nMusic by: APM\n\nSources:\nhttps://www.creditcards.com/credit-card-news/4-keys-zero-liability-policies-debit-credit-1282.php\nhttps://www.wsj.com/articles/pros-and-cons-of-freezing-your-credit-after-equifax-breach-1507132250\nhttps://www.tomsguide.com/us/best-identity-theft-protection,review-2083.html\nhttps://www.investopedia.com/articles/personal-finance/090514/identity-theft-how-much-should-you-worry.asp\nhttps://www.transunion.com/blog/identity-protection/how-common-is-identity-theft\nhttps://www.identityforce.com/blog/4-scary-real-identity-theft-stories