The Financial Diet

Dobot App: https://www.mydobot.com/ Digit App: https://digit.co/ Acorns App: https://www.acorns.com/ 9 Tiny Tweaks That'll Make Your LinkedIn Profile Top-Notch https://www.themuse.com/advice/9-tiny-tweaks-thatll-make-your-linkedin-profile-topnotch 30% Credit Utilization Rule: Truth or Myth? https://www.nerdwallet.com/blog/finance/30-percent-credit-utilization-ratio-rule/ How To Maintain A High Credit Score https://www.thebalance.com/maintain-good-credit-score-960513 Why New Year's Resolutions Fail? http://www.bbc.com/capital/story/20161220-why-your-new-years-resolutions-often-fail The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Learn how to negotiate with these tips to give you confidence when asking for a raise. Did you know you can negotiate lower rates on certain bills? Learn more in this video: https://youtu.be/VtKXaBxikLA. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Here are the five bad habits Lauren stopped doing after a year in her first apartment away from home. She shares the items she regrets buying for her apartment here: https://youtu.be/dY5MN_ZFZIM. Confessions Of A Professional 20-Something Who Still Lives At Home http://thefinancialdiet.com/confessions-of-a-professional-20-something-who-still-lives-at-home/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

7 Things I Learned From Ruining My Credit: https://www.youtube.com/watch?v=wk-FY4RBwno Average Credit Card Debt in America: 2016 Facts & Figures: https://www.valuepenguin.com/average-credit-card-debt 11 Things You Should Know Before You Get Your First Credit Card: https://www.nerdwallet.com/blog/11-credit-card/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Looking for cheap travel tips? Here are the most important rules for being a big-time traveler on a small budget. Want to know what Chelsea's learned from traveling abroad? Check out this video: https://youtu.be/sECAVoxe99w. Everything you need to know about becoming an au pair: https://www.aupairworld.com/en/au_pairs 12 Side hustles you can do from bed!: https://www.youtube.com/watch?v=iZygsJAncw0&t=5s Tips for finding cheap airfare: http://www.independenttraveler.com/travel-tips/air-travel/tips-for-finding-cheap-airfare Best home exchange websites: http://sharetraveler.com/best-home-exchange-websites-updated-august-2016/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea shares "adulting" lessons she wished she'd learned in her 20s, including money mistakes she wishes she could have avoided. Learn more "grown up" changes you can make in your life here: https://youtu.be/SFGaCdX0k0A. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

The Financial Diet // NerdCon:Nerdfighteria Panel http://14354-presscdn-0-17.pagely.netdna-cdn.com/wp-content/uploads/2017/03/How-TFD-Does-Money.pdf The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

This video walks you through how to build a career you love as an introvert. Looking to boost your confidence? Check out this video: https://youtu.be/VpTv6V5c9Jg. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

If you want to finally get good with money this year, look no further — Chelsea shows you creative ways for how to save money you may not have considered yet. Looking for even more ways to get good with money? Check out these tips: https://youtu.be/6gSitqgTwvI. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

In this video, Chelsea chats with Erin Lowry AKA Broke Millennial all about money saving tips and how to get good with money. In this 3-Minute Guide Erin will teach you the two easiest ways to pay down debt: https://youtu.be/TWHV-nRuuoQ. Broke Millennial http://brokemillennial.com/ The Broke Millennial 'Origin Story:' http://brokemillennial.com/about/ The Broke Millennial Book: https://www.amazon.com/Broke-Millennial-Scraping-Financial-Together/dp/0143130404 The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea shares her tips on how to upgrade your home on a budget. Not sure where to splurge and where to skimp when it comes to home items? Check out this video: https://youtu.be/EC9U_6ODL2g. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Today Chelsea talks about the costs of being insecure. Want to be more confident? Check out this video: https://youtu.be/VpTv6V5c9Jg. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

After a job interview, here are the questions you need to ask *yourself* before accepting a job offer. Ready to accept the offer, but want to ask for more money? Chelsea teaches you about negotiating in this video: https://youtu.be/XZgalFJEtgk. http://blog.ongig.com/employer-branding/the-top-5-sites-for-employer-reviews-ratings The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Here are 10 money saving tips and essential steps anyone should take before turning 30. And here are 7 Habits to Make You Good with Money: https://youtu.be/PuOxEwBFjbk. How to Invest When You Have Student Loans https://youtu.be/rj-Ll_VclQ0 24 Terms Your Boss Will Expect You to Understand https://youtu.be/9sN65Nq_TvM The Financial Buddy System https://youtu.be/CpiEi_wC3r8 The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

From adulting to dream jobs to needing to find a real job, there's a lot of bad advice out there for young adults. Here are bad motivational quotes you should ignore. And here are 8 Money Mistakes We Made (So You Don't Have To): https://youtu.be/_WdgIIRnIaE. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea interviews Laura Jane Williams, a popular British writer who still works odd jobs, including being a bestselling author and nanny at the same time. Ice Cream For Breakfast Book: https://www.amazon.co.uk/dp/1473659965 Becoming Laura Jane Williams Book: https://www.amazon.co.uk/Becoming-Second-Chances-Figuring-Hell/dp/1473635586 Laura's Twitter: https://twitter.com/superlativelyLJ Laura's Instagram: https://www.instagram.com/superlativelylj/ Laura's article on TFD: http://thefinancialdiet.com/confession-im-1-bestselling-author-nanny/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Money saving tips from knowing how to use basic tools to making a habit of meal-prep will allow your home life to be less stressful, and less expensive. The TFD team teaches you more adult habits in this video: https://youtu.be/mPyQt7XRck8. The best basic home tool kit: http://thesweethome.com/reviews/best-basic-home-toolkit/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

In an honest Q&A with Jean Chatzky, the Today Show's money editor, Chelsea explores her professional, financial, and life advice for people just getting out of college. Jean Chatzky's Blog: https://www.jeanchatzky.com/blog/ Age Proof Book: https://www.amazon.com/AgeProof-Living-Without-Running-Breaking/dp/1455567302 Her Money Podcast: https://www.jeanchatzky.com/podcast/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the simple truths about finances and how to save money that no one teaches you when you're just starting out. Find more great tips at http://thefinancialdiet.com 7 Crucial Facts About FHA Loans: http://www.bankrate.com/finance/mortgages/7-crucial-facts-about-fha-loans-1.aspx Private mortgage insurance, or PMI: Just the basics: http://www.bankrate.com/finance/mortgages/the-basics-of-private-mortgage-insurance-pmi.aspx The Different Types of Mortgage Loans in 2017, Explained: http://www.homebuyinginstitute.com/mortgagetypes.php Links to build and maintaining great credit scores: https://www.thebalance.com/maintain-good-credit-score-960513 http://www.myfico.com/credit-education/improve-your-credit-score/ Credit Basics — Using Credit Wisely: https://www.capitalone.com/financial-education/credit-and-loans/credit/using-credit-wisely/ A Cat Outperformed Pro Stock-Pickers. Here's What That Means For Investors: https://www.fool.com/investing/2016/08/01/a-cat-outperformed-pro-stock-pickers-heres-what-th.aspx How To Make The Most Out Of Interest Rates: http://rescu.com.au/interest-rates-today-how-to-make-the-most-of-them/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

In this video, Chelsea breaks down the money-saving habits every shopper should be mastering for how to save money, love their wardrobes, and get the most out of what they buy. Want more shopping tips? Check out this video: https://youtu.be/s4y3I4_x6Lg. This video is sponsored by Shoptagr! Download Shoptagr for free here: http://bit.ly/2sSL65y http://www.whowhatwear.com/when-to-buy-clothing-best-time-month-cheat-sheet-winter-2014 http://business.time.com/2012/10/26/the-best-times-to-buy-clothing/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea and Lauren talk about good investments that end up saving you money in the long-term, if you are willing to spend a little bit up-front. Here are seven more things you can buy for under $20 that will also save you money down the line: https://youtu.be/v4J-CBqJc0k. -Strength Training for Beginners: Your Guide to Picking Weights: http://dailyburn.com/life/fitness/how-to-build-muscle-fast-pick-weights/ -How To Choose The Right Yoga Mat: https://www.gaiam.com/blogs/discover/how-to-choose-the-right-yoga-mat -How Energy-Efficient Light Bulbs Compare with Traditional Incandescents: https://energy.gov/energysaver/how-energy-efficient-light-bulbs-compare-traditional-incandescents -How Smart Power Strips Work: http://science.howstuffworks.com/environmental/green-tech/sustainable/smart-power-strip.htm -The Best Basic Home Toolkit: http://thesweethome.com/reviews/best-basic-home-toolkit/ -How Much Does Amazon Prime Cost (and Can It Actually Save You Money)?: http://www.thesimpledollar.com/does-amazon-prime-actually-save-money/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Want to have some personal development in a way that is positive, affirming, and doesn't make you feel like a piece of crap? Us, too. This is how Chelsea does it. Learn about self-improvement purchases here: https://youtu.be/6fNqDmhfxPI. The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Go to http://www.squarespace.com and use the promo code FINANCIALDIET to get 10% off at checkout! Chelsea sits down with The Financial Gym founder Shannon McLay to answer five burning money questions from real TFD viewers The Financial Gym: https://financialgym.com/ Betterment: https://www.betterment.com/ Wealth Front: https://www.wealthfront.com/ What are RoboAdvisors? http://www.investopedia.com/terms/r/roboadvisor-roboadviser.asp Martinis and Your Money Podcast: http://financially-blonde.com/mmpodcast/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down some of the easiest things you can do (in just a day!) to make your life more smooth and increase productivity. Looking for even more ways to improve your life? Learn handy skills in this video: https://youtu.be/mPyQt7XRck8. Get your free month of FreshBooks by visiting http://freshbooks.com/tfd The 5 Best Ways to Store Passwords Safely: http://fieldguide.gizmodo.com/the-5-best-ways-to-store-passwords-safely-1782047318 The Best Password Manager Apps of 2017 https://www.digitaltrends.com/computing/quick-guide-to-password-manager-apps/ Download Evernote: https://evernote.com/download/ The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea talks about how to navigate the tricky financial side of relationships, and covers the things you should never say about money to someone you love — even if you have a broke boyfriend. Learn more about tough money situations in this video: https://youtu.be/DcBlopwsCpU. Get your free month of FreshBooks by visiting http://freshbooks.com/tfd What You Need to Know About Financially Toxic Relationships: https://www.youtube.com/watch?v=DcBlopwsCpU The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea and Lauren break down the finances of beauty and drugstore makeup vs designer purchases, and their biggest beauty mistakes. Looking to tighten your beauty budget? Learn how one woman did just that in this video: https://youtu.be/iqBRHXHC26A. Get your free month of FreshBooks by visiting http://freshbooks.com/tfd The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Wondering why you can't figure out how to budget? These lies you may be telling yourself may hold the answer. This 3-Minute Guide will teach you budgeting strategies to best fit your personality: https://youtu.be/8iS2uBj6YC4. Visit http://skl.sh/tfd to get your 2 month free trial of Skillshare! 10 Questions for a Healthy Budget: https://www.youtube.com/watch?v=8YOMNXpH-gg&index=2&list=PLD30V46E07RT7aDFQJwJQxiYxGGIAOneI 10 Awesome Money Apps You Might Not Have Heard Of: https://www.youtube.com/watch?v=7xPM1fIhpdA The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the truths that college students should know, from the truth about finding a real job to learning how to budget. You can learn more about the transition from college to the "real world" in this video: https://youtu.be/8gIoqyhSP-w. Get your free month of FreshBooks by visiting http://freshbooks.com/tfd The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Before you do anything else with money, you need to save an emergency fund. In this week's video, Chelsea shows you how. Looking for more ways to be good with money? Check out this video: https://youtu.be/6gSitqgTwvI. Go to http://www.squarespace.com and use the promo code FINANCIALDIET to get 10% off at checkout! 12 Side Hustles You Can Do From Bed: https://www.youtube.com/watch?v=iZygsJAncw0 The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Leaving a job that isn't right for you can be hard. This week, Chelsea explains the red flags to look out for that let you know your "real job" isn't the right fit. She shares some important questions to ask before accepting a new job in this video: https://youtu.be/qGKlGvpB7lM. Get your free month of FreshBooks by visiting http://freshbooks.com/tfd The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea explains the everyday products you are probably wasting money on, and how to give yourself a budget fix. Learn how to curb spending by learning questions to ask yourself before making a purchase: https://youtu.be/s4y3I4_x6Lg Links: Expiration Dates: Should You Pay Attention?: http://www.stilltasty.com/articles/view/5 Ask Well: Can You Eat Foods Past the ‘Sell By’ Date?: https://well.blogs.nytimes.com/2016/07/15/ask-well-can-you-eat-foods-past-the-sell-by-date/?mcubz=1&_r=0 100+ DIY Beauty + Skin Care Recipes: https://dontmesswithmama.com/100-diy-beauty-recipes/ 10 All-Natural, DIY Cleaners to Scrub Every Inch of Your Home: https://www.realsimple.com/home-organizing/green-living/natural-cleaning-recipes The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Wondering what to do when you get fired? Chelsea talks about what it's really like to be fired, and how she got through it when it happened to her (more than once). Still have a job, but think it might be time to leave? Check out this video: https://youtu.be/Fyn0TLy7OZk. Visit http://skl.sh/tfd to get your 2 month free trial of Skillshare! How to Save an Emergency Fund: https://youtu.be/L3EwcjzHiqY The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea sits down with Hank Green to talk about spending money, being bad with money, and all the weird little things that happen when you have a lot of it. You can find Chelsea's Awkward Money Questions with Alexis Ohanian here: https://youtu.be/CnM-gTP9JzM. Get your free month of FreshBooks by visiting http://freshbooks.com/tfd All of the Complexly channels: http://complexly.com/ Pre-order the TFD book! https://www.amazon.com/Financial-Diet-Total-Beginners-Getting/dp/1250176166/ref=sr_1_1?s=books&ie=UTF8&qid=1504186320&sr=1-1&keywords=the+financial+diet The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Get your free month of FreshBooks by visiting http://freshbooks.com/tfd This week, Lauren (who is very much interested in getting a dog) sits down with Jessi Knudsen Castañeda of Animal Wonders to talk about all things pets (and what you should know before getting one). Animal Wonders Inc. http://www.animalwonders.org/ Animal Wonders' YouTube channel: http://www.youtube.com/anmlwndrs The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the everyday money mistakes you are probably already making, and how to get control over those bad habits, starting today. Learn about more money mistakes the TFD team has made, so that you don't have to here: https://youtu.be/_WdgIIRnIaE. Go to http://www.nationaldebtrelief.com/tfd to get a free report comparing your debt relief options! Come see us on our book tour! The NYC, Boston, and DC tickets are on sale here: https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-nyc-tickets-39093894892 https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-boston-tickets-39490807067 https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-dc-tickets-39550533711 Investopedia: http://www.investopedia.com/ 9 Investing Terms You Should Know: https://www.youtube.com/watch?v=Wjc2GAbxyCE 8 Best Mobile Coupon Apps to Save Money Shopping With Your Smartphone: https://www.moneycrashers.com/best-mobile-coupon-apps-smartphone/ 12 Side Hustles You Can Do From Bed: https://www.youtube.com/watch?v=iZygsJAncw0 Credit Cards Make You Spend More: Studies Show: https://www.nerdwallet.com/blog/credit-cards/credit-cards-make-you-spend-more/ Spending and Credit Cards: https://www.psychologytoday.com/blog/ulterior-motives/201001/spending-and-credit-cards The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea and Lauren sit down with Rachel from How To Adult to learn all about the little skills around the house that make being an adult so much easier. Want even more help in the adult department? Check out this video for toolbox necessities: https://youtu.be/FW3bsq1_fiQ. Be one of the first 500 people to visit http://skl.sh/tfd2 and get your 2 month free trial of Skillshare! How To Adult Channel: https://www.youtube.com/user/learnhowtoadult Sewing Dictionary: http://www.thesewingdictionary.com/ Start Sewing: What You Need in Your Beginner Sewing Kit: http://www.prettyprudent.com/2011/06/by-craft/start-sewing-what-you-need-in-your-beginner-sewing-kit-2/ Everything You Need to Sew a Perfect Seam: https://www.thespruce.com/how-to-sew-a-seam-2977483 The Best Way to Clean Any Kitchen Countertop: http://www.thekitchn.com/the-best-way-to-clean-any-kitchen-countertop-244247 Link to download the book spread Chelsea mentioned: https://www.dropbox.com/s/zfglh95hpzprnr4/Basic%20Tool%20kit%20Every%20Woman%20Needs%20In%20Her%20Home.pdf?dl=0 The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

This week, Chelsea shares the most common money myths you probably believe that are wasting money in your pocket. Want to learn about more myths that might be holding you back? Check out this video: https://youtu.be/pKMSJWTA8v8. More info on investing: You can have multiple retirement accounts -- having both an IRA and a 401k can be great, as they offer different tax advantages and IRAs offer broader investment options. Actively-managed mutual funds tend to have higher fees than passive ones. John Oliver did an awesome episode on retirement plans that explains this in detail, check it out here https://www.youtube.com/watch?v=gvZSpET11ZY&t=7s The TFD Book: https://smile.amazon.com/Financial-Diet-Total-Beginners-Getting/dp/1250176166/ref=sr_1_1?s=books&ie=UTF8&qid=1504186320&sr=1-1&keywords=the+financial+diet&sa-no-redirect=1 Student Loan Calculators: https://www.google.com/search?q=how+to+use+a+student+loan+interest+calculator&oq=how+to+use+a+student+loan+interest+calculator&aqs=chrome..69i57j0.6471j0j7&sourceid=chrome&ie=UTF-8 Student Loan Prepayment Calculator: https://studentloanhero.com/calculators/student-loan-prepayment-calculator/ Investing 101: A Tutorial For Beginner Investors: http://www.investopedia.com/university/beginner/ How Do You Split Expenses With Your Partner Or Spouse?: https://www.moneyunder30.com/how-do-you-split-expenses-with-your-partner-or-spouse The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

From an entire car to an ill-advised blue coat, Chelsea breaks down the terrible purchases in her 20s that are most cringe-worthy, and how she was bad with money. She also discusses her *best* purchases of her 20s here: https://youtu.be/T2Mgh9DnWXQ. Come see us on our book tour! The NYC, Boston, and DC tickets are on sale here: https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-nyc-tickets-39093894892 https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-boston-tickets-39490807067 https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-dc-tickets-39550533711 The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the strategies, tips, and little tricks for how to be more confident by faking it until you make it. Want to boost your money confidence? Check out this video: https://youtu.be/sygf_q6WELE. COME SEE US ON TOUR! http://www.thefinancialdiet.com/book The NYC, Boston, and DC tickets are on sale here: https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-nyc-tickets-39093894892 https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-boston-tickets-39490807067 https://www.eventbrite.com/e/come-celebrate-the-tfd-book-in-dc-tickets-39550533711 How To Become A Better Negotiator: https://www.forbes.com/sites/keldjensen/2015/10/18/how-to-become-a-better-negotiator/#1dadc30858a3 10 Career Coaches on the 10 Best Ways to Get the Raise You Deserve: https://www.themuse.com/advice/10-career-coaches-on-the-10-best-ways-to-get-the-raise-you-deserve 7 Conversational Tricks to Appear More Confident: https://www.inc.com/jayson-demers/7-conversational-tricks-to-appear-more-confident.html The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea and friend-of-TFD Erin from Broke Millennial talk about the innovative ways to save more money when you're already being very frugal. You can catch Chelsea and Lauren talk more ways to save money here: https://youtu.be/LxBzy10He5o. www.brokemillennial.com How Broke Millennial Stopped Being Broke: https://youtu.be/poc9L0aZYA0 The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the purchases that made her smart with money in her 20s, from a plane ticket to a very specific kitchen item. On the other hand, she talks about the dumbest purchases she made here: https://youtu.be/o1DfwC7kkxs Should You Form an LLC For Your Small Business? https://www.moneyunder30.com/should-you-form-an-llc How to Make an LLC Yourself: http://info.legalzoom.com/make-llc-yourself-4515.html What You Need to Know Before You Get a Pet: https://www.youtube.com/watch?v=z4VOPWMHKcA The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the ways to be way more productive when you don't want to put in way more effort. You don't need to totally defeat laziness to get more done in life! Want even more productivity hacks? Check out this video: https://youtu.be/RdOmInPdEYU. Go to http://bit.ly/tfdtrello to start using Trello today! The Financial Diet blog: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Whether you want to get good with money or just feel more put-together, here are 11 simple changes you can make in your life today. Looking for even more life upgrades? Check out this video: https://youtu.be/vDSV9ceXr-0. This video was sponsored by Adobe Document Cloud. Download Adobe Scan and turn paper documents into digital PDFs: https://adobe.ly/2Bl2DUm Adobe Document Cloud: https://adobe.ly/2kbym72 Understanding Credit Utilization: https://www.thebalance.com/understanding-credit-utilization-960451 Credit Utilization and Your Credit Score: https://www.experian.com/blogs/ask-experian/credit-education/score-basics/credit-utilization-rate/ How To Properly Clean Your Fridge: https://www.marthastewart.com/274799/cleaning-your-fridge 20 Lunches You Can Meal Prep On Sunday: http://theeverygirl.com/20-lunches-you-can-meal-prep-on-sunday/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea breaks down the everyday items in your home that are probably well overdue for a replacement — no need to wait for spring cleaning! Here are more grown up changes you can make to your life right now: https://youtu.be/SFGaCdX0k0A. Be one of the first 500 people to visit http://skl.sh/tfd5 and get your 2 month free trial of Skillshare! How To Properly Clean Your Bathroom: https://home.howstuffworks.com/home-improvement/household-hints-tips/cleaning-organizing/how-to-clean-bathroom4.htm 9 Things in Your Bathroom You Need to Replace More Frequently: http://www.housebeautiful.com/lifestyle/cleaning-tips/g3894/how-often-to-replace-bathroom-items/ The Best Way to Clean Plastic Food Containers: http://www.goodhousekeeping.com/home/cleaning/tips/a19487/how-to-clean-plastic-containers/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Chelsea decodes the secret language and behaviors of wealthy people to help you be good with money in your own (budget-friendly!) life. You can find more ways wealthy people stay rich in this 3-Minute Guide: https://youtu.be/VGrcWj2FJYc. 15 Ways To Invest Small Amounts Of Money (and turn it into a large amount of money): https://www.goodfinancialcents.com/how-to-invest-small-amounts-of-money/ How Money Changes The Way We Think And Behave: https://www.huffingtonpost.com/2014/01/06/psychology-of-wealth_n_4531905.html The Age of Entitlement: How Wealth Breeds Narcissism: https://www.theguardian.com/commentisfree/2014/jul/08/the-age-of-entitlement-how-wealth-breeds-narcissism 21 Ways Rich People Think Differently Than The Average Person: http://www.businessinsider.com/how-rich-people-think-differently-2015-8 8 Beginner Questions & Answers About Investing: https://www.youtube.com/watch?v=Wjc2GAbxyCE How to Invest When You Have Student Loans: https://www.youtube.com/watch?v=rj-Ll_VclQ0&t=96s How to Do Your Own Taxes: https://www.wikihow.com/Do-Your-Own-Taxes How To Buy A Home: https://www.nytimes.com/guides/realestate/how-to-buy-a-house 10 Easy Steps To Creating A Budget Spreadsheet: http://thefinancialdiet.com/10-easy-steps-to-creating-a-budget-spreadsheet/ 5 Ways To Start Investing With Little Money: https://www.moneyunder30.com/start-investing-with-little-money How To Invest If You're Broke: https://www.forbes.com/sites/investopedia/2012/03/29/how-to-invest-if-youre-broke/ 9 Investing Terms You Should Know: https://www.youtube.com/watch?v=-AKQmeJuphc 24 Terms Your Boss Will Expect You to Understand: https://www.youtube.com/watch?v=9sN65Nq_TvM Taking the Right Kind of Break Makes You a Better Worker: https://www.wsj.com/articles/taking-the-right-kind-of-break-makes-you-a-better-worker-1494986521 The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https:/

Chelsea talks to Tasha from One Big Happy about her life, her money, and how she's saving money by not getting married. Want to hear more from Tasha and Chelsea? Check out this video: https://youtu.be/x30HKYCE-hs. Pre-order the TFD Book and get your free gift! https://us.macmillan.com/holtadult/promo/thefinancialdietdownload2 One Big Happy Youtube Channel: https://youtube.com/onebighappy Why We Are Not Married: https://www.youtube.com/watch?v=mrIPF_2924E The Marriage Tax Penalty - How Being Married Could Cost You Thousands Every Year: https://www.youtube.com/watch?v=Nnj7nsxCGhg How The Public Service Loan Forgiveness (PSLF) Program works: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service The Complete List of Student Loan Forgiveness Programs and Options: https://studentloanhero.com/featured/the-complete-list-of-student-loan-forgiveness-programs/ Student Loan Repayment Assistance Programs: https://studentloanhero.com/student-loan-repayment-assistance-programs/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/

Some of the career tips you've probably heard are really, really bad. Here, Chelsea -- with the help of some experts -- breaks down the biggest career mistakes to avoid. Learn more about things you should avoid doing in your first year at work here: https://youtu.be/kXE3Ej8OXzc. Get a copy of our book here: http://thefinancialdiet.com/book Forever Twenty Somethings Blog: http://forevertwentysomethings.com/ Joanne Cleaver: https://twitter.com/jycleaver?lang=en The Career Lattice Book: https://www.amazon.com/Career-Lattice-Improve-Company-Culture/dp/0071791698 What Really Happens When You Lie On Your Resume: https://www.monster.com/career-advice/article/when-you-lie-on-your-resume Why A Flexible Worker Is A Happy And Productive Worker: https://www.forbes.com/sites/adigaskell/2016/01/15/why-a-flexible-worker-is-a-happy-and-productive-worker/#42558df614c4 The Worst Career Advice: https://www.forbes.com/pictures/lmj45hjfd/the-worst-career-advice/#12355c4b57a6 Follow Your Passion Is Bad Career Advice For Most People: https://www.forbes.com/sites/work-in-progress/2011/12/12/follow-your-passion-is-bad-career-advice-for-most-people/#16558dec4dd6 Why ‘Do What You Love’ Is Pernicious Advice: https://www.theatlantic.com/business/archive/2015/08/do-what-you-love-work-myth-culture/399599/ 6 Warning Signs You Should Get a New Job: https://www.youtube.com/watch?v=Fyn0TLy7OZk&t=337s 7 Questions to Ask Yourself Before Accepting a Job: https://www.youtube.com/watch?v=qGKlGvpB7lM&t=58s The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/