The Financial Diet
9 Things You Need To Do Before You Can Buy A House (2021x17)
Air date: Feb 26, 2021
In this episode, Chelsea walks viewers through the steps anyone needs to take before they can buy a house, from researching mortgage options to raising their credit scores to saving enough for closing costs and a house emergency fund.
This video is sponsored by myFICO. myFICO makes it easy to understand your credit with FICO® Scores, credit reports and alerts from all 3 bureaus. 90% of top lenders use FICO® Scores—do you know yours?
For more information, visit https://www.myfico.com?utm_medium=social&utm_source=youtube&utm_campaign=tfd0321
Minimum FICO scores: https://www.myfico.com/credit-education/blog/credit-score-to-buy-house#:~:text=Conventional%2520Loan%253A%2520Minimum%2520FICO%25C2%25AE,loans%2520more%2520affordable%2520to%2520borrowers.
FHA requirements: https://www.fha.com/fha_loan_requirements
USDA loans: https://www.bankrate.com/mortgages/what-is-a-usda-loan/
Conventional loan types: https://www.nerdwallet.com/article/mortgages/types-conventional-loans
Tasha Cochran video: https://www.youtube.com/watch?v=yIIlHUshCsI&t=10s
Home affordability calculator: https://www.nerdwallet.com/mortgages/how-much-house-can-i-afford/calculate-affordability
Home buying costs: https://www.bankrate.com/mortgages/costs-of-buying-a-home/
Checklist: https://www.hud.gov/sites/documents/WISHLIST-EN.PDF
Home cash reserve: https://www.realtor.com/advice/finance/home-repair-emergency-fund/
Shopping mortgage rates: https://www.investopedia.com/mortgage/mortgage-rates/how-to-shop/
Finding a real estate agent: https://www.bankrate.com/real-estate/finding-best-real-estate-agent/
Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc
The Financial Diet site: http://www.thefinancialdiet.com
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