The Financial Diet
5 Ways Banks Can Legally Screw You | The 3-Minute Guide (2018x7)
Air date: Feb 01, 2018
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Broke Millennial breaks down some truly awful bank practices you probably don’t even know are happening, in part 1 of a 2 part video about how to use your bank account better.
Deposit hold:
https://www.consumerfinance.gov/ask-cfpb/how-quickly-can-i-get-money-after-i-deposit-a-check-into-my-checking-account-what-is-a-deposit-hold-en-1023/
Expedited Funds Availability Act (EFAA), enacted in 1987, addresses the issue of delayed availability of funds by banks.
https://www.federalreserve.gov/bankinforeg/regcccg.htm
Fraudulent charges:
https://www.nolo.com/legal-encyclopedia/unauthorized-credit-debit-card-charges-29654.html
The Financial Diet site:
http://www.thefinancialdiet.com
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- Premiered: Sep 2015
- Episodes: 735
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