The Financial Diet

The first 1000 people to use this link will get a free trial of Skillshare Premium Membership: https://skl.sh/thefinancialdiet01211 In this episode, Chelsea illustrates 6 popular new year's resolutions, why they typically fail, and how to set goals you will actually stick to. Peloton revenue: https://investor.onepeloton.com/static-files/1d578332-048e-4b0c-8909-b532c100f65d Unused gym memberships: https://www.finder.com/unused-gym-memberships Peloton costs and alternatives: https://www.retailmenot.com/blog/is-the-peloton-worth-it.html Goals study: https://scholar.dominican.edu/cgi/viewcontent.cgi?article=1265&context=news-releases Low-fat diets: https://www.cnn.com/2016/10/05/opinions/debate-low-fat-diet-ludwig/index.html Diet fails: https://www.health.harvard.edu/blog/when-dieting-doesnt-work-2020052519889 Extreme budgeting: https://thefinancialdiet.com/how-my-extreme-budgeting-plan-backfired-on-my-finances/ Job hopping and salary: https://www.forbes.com/sites/jackkelly/2019/07/26/a-new-study-concludes-that-it-literally-pays-to-switch-jobs-right-now/?sh=4060d9b45959 Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea lists little tasks that anyone with a stressful work week should start doing on the weekends, from meditating to tidying their home workspace. Click the "join" link below to join our membership program and get 50% off tickets to all TFD events! Importance of tidiness: https://hbr.org/2019/03/the-case-for-finally-cleaning-your-desk Meditation and attention: https://www.theatlantic.com/health/archive/2013/05/study-meditation-improves-memory-attention/275564/ Monotasking: https://www.inc.com/amy-vetter/why-you-should-close-your-eyes-at-work-other-tips-to-achieve-deep-focus.html Rewards and work performance: https://www.biospace.com/article/new-research-suggests-frequent-rewards-can-improve-motivation-performance-at-work/ Zoom fatigue: https://hbr.org/2020/04/how-to-combat-zoom-fatigue Benefits of regular moderate exercise: https://time.com/5438387/exercise-guidelines-benefits/ Importance of downtime: https://health.clevelandclinic.org/why-downtime-is-essential-for-brain-health/ Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks about how rich people's perceptions of what is "normal" is making life worse for the rest of us. Cutting ties with lower-income friends: https://www.stylist.co.uk/life/friendship-wealth-gap-relationships-careers-money-finance-how-get-rich-change-personality/220098 Why rich people are jerks: https://thefinancialdiet.com/heres-how-money-can-turn-you-into-an-absolute-jerk/ Ability to pay bail vs. being sentenced: https://slate.com/news-and-politics/2020/01/new-york-bail-reform.html Boomer inheritances: https://www.latimes.com/business/story/2019-11-29/boomers-are-thriving-on-an-unprecedented-9-trillion-inheritance#:~:text=While%20boomers%20as%20a%20group,over%20the%20last%2030%20years Co-buying by the numbers: https://www.marketwatch.com/story/as-housing-costs-remain-high-parents-buy-homes-to-give-their-kids-a-leg-up-2019-01-04 Rent burdened populations: https://furmancenter.org/thestoop/entry/nyc-housing-insecurity-by-the-numbers Silicon valley fad dieting: https://www.theatlantic.com/health/archive/2019/01/silicon-valley-extreme-diets-fasting/581566/ Food spending statistics: https://www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/food-prices-and-spending/#:~:text=In%202019%2C%20households%20in%20the,representing%208.0%20percent%20of%20income Americans worrying about money: https://www.cnbc.com/2019/05/24/25-percent-of-americans-say-they-worry-about-money-all-the-time.html Food anxieties: https://www.vox.com/first-person/2020/4/6/21207065/coronavirus-grocery-shortage-toilet-paper-yeast-insecurity Extracurricular participants: https://www.theatlantic.com/education/archive/2015/01/the-activity-gap/384961/ On "meritocracy": https://www.nytimes.com/2019/06/12/opinion/meritocracy-tests-education.html Getting things for free: https://www.distractify.com/p/rich-celebrities-free-stuff https://www.moneyaftergraduation.com/easy-being-rich/ Being rich = confidence: https://w

In this episode, one woman shows us the bullet journal tactics she's used to get through the pandemic, and an all-around rough year. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Ashley Corbett: https://thefinancialdiet.com/4-daily-bullet-journal-trackers-that-keep-me-balanced-self-assured/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea shows us the specific ways our brains are wired to work against us when it comes to money, and how we can counteract our self-sabotaging money tendencies. Based on an article by Sarah Doyel: https://thefinancialdiet.com/4-ways-to-outsmart-your-brain-when-it-comes-to-money/ Temporal discounting: https://www.behavioraleconomics.com/resources/mini-encyclopedia-of-be/time-temporal-discounting/ Confirmation bias: https://thefinancialdiet.com/confirmation-bias-sabotaging-finances-without-you-realizing-it/ Post-purchase rationalization: https://medium.com/@michaelgearon/cognitive-biases-post-purchase-rationalisation-41056287eeb9 Anchoring bias: https://corporatefinanceinstitute.com/resources/knowledge/trading-investing/anchoring-bias/ Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea dissects Bridgerton, the Regency romance Netflix show that's been on all our minds. From knowing when to compromise to following the path you want (instead of the one you've been told you're *supposed* to want), these are the lessons any feminist can take from Bridgerton. Our video on rich people's perception of "normal": https://www.youtube.com/watch?v=AL2W3nm-GJ4& Karolina Zubrowska video: https://www.youtube.com/watch?v=d3e8d9nErUk Why men resist therapy: https://www.psychalive.org/why-men-resist-therapy/ Male loneliness epidemic: https://triblive.com/news/health-now/the-epidemic-and-consequences-of-male-loneliness/ Why not to let men handle all finances: https://www.moneytalksnews.com/women-let-men-handle-money-why-thats-not-good-for-anyone/ Marital sex statistics: https://www.verywellmind.com/what-marital-sex-statistics-can-reveal-2300946 Marriage, kids, and happiness research: https://www.theguardian.com/commentisfree/2016/may/24/marriage-kids-children-relationship-suffers-research Jane Austen Marriage Law: http://jasna.org/publications/persuasions-online/vol36no1/bailey/ Child support stats: https://www.census.gov/newsroom/press-releases/2018/cb18-tps03.html "Motherhood penalty": https://www.nbcnews.com/better/careers/motherhood-penalty-can-affect-women-who-never-even-have-child-n548511 Women's happiness: https://www.theguardian.com/lifeandstyle/2019/may/25/women-happier-without-children-or-a-spouse-happiness-expert Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, one woman shows us how cleaning out her Instagram follows helped her start saving hundreds a month. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Shelby Rogers: https://thefinancialdiet.com/how-a-3-month-instagram-detox-saved-me-1100-dollars/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea illustrates the dangers of cutting certain budget line items for the sake of frugality, such as health insurance, renter’s insurance, or your regular dental visits. This video is sponsored by UnitedHealthcare. Learn about your healthcare coverage and how to make the most of it here: http://bit.ly/2YA27PF Cost of renters insurance: https://www.policygenius.com/renters-insurance/renters-insurance-statistics/ Average claim: https://www.trustedchoice.com/renters-insurance/coverage-claims/#:~:text=Claims%20Statistics&text=The%20average%20claim%20for%20bodily,theft%20and%20burglary%20was%20%243%2C057 Homeowners insurance: https://www.valuepenguin.com/home-insurance-statistics#:~:text=Approximately%2085%25%20of%20homeowners%20have,which%20coverages%20are%20purchased%20individually CDC statistic: https://www.cdc.gov/mmwr/volumes/69/wr/mm6932a1.htm Cost of ignoring car maintenance: https://www.forbes.com/sites/laurenfix/2018/04/04/car-maintenance-should-not-be-ignored/?sh=3b69c2e24194 https://blog.protectmycar.com/ignoring-your-car-maintenance-reminders-could-cost-more-than-you-think#:~:text=If%20left%20unattended%2C%20the%20%E2%80%9Cworst,to%20the%20Car%20Care%20Council Oil change prices: https://www.nerdwallet.com/article/loans/auto-loans/oil-change-prices Fast fashion statistics: https://goodonyou.eco/fast-fashion-facts/ Freelancer estimated taxes: https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes https://www.thebalance.com/how-much-do-i-budget-for-taxes-as-a-freelancer-453676 Retirement investment calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator Average American cc debt: https://www.valuepenguin.com/average-credit-card-debt#:~:text=The%20mean%20credit%20card%20debt,by%20the%20U.S.%20Federal%20Reserve. Repayment calculator: https://www.creditkarma.com/calculators/debtrepayment Dermatology coverage: https://smartfinancial.co

In this episode, Chelsea talks to NYC realtor (and star of Million Dollar Listing) Ryan Serhant about New York real estate secrets, working on Bravo, and what kind of money you actually make in reality TV. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Ryan Serhant on Instagram: https://www.instagram.com/ryanserhant/ Ryan Serhant website: https://serhant.com The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

We're so excited to be back with season 2 of The Financial Confessions! Our first guest back in the (remotely-filmed) studio is Doug Boneparth, a millennial CFP, CNBC personality, founder of Bone Fide Wealth, and author of The Millennial Money Fix. He and Chelsea talk about GameStop, what people need to know about the stock market, and how social media and the internet has shaped the future of investing. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Douglas Boneparth's Instagram: https://www.instagram.com/dougnotsofunny Douglas Boneparth's Twitter: https://twitter.com/dougboneparth Bone Fide Wealth's Website: https://bonefidewealth.com/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, one woman shows us the "productive" mindsets and behaviors she thought meant she loved her job, but were actually negatively affecting her life. This video is sponsored by Bestow. Apply for easy, affordable term life insurance offered by Bestow. It takes as little as five minutes, a medical exam is never required, and you'll receive a decision instantly after applying: http://bstow.me/3q20czr Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Bree Rody: https://thefinancialdiet.com/5-behaviors-i-thought-meant-i-loved-my-job-but-were-actually-unhealthy/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In our second episode of our (remotely-filmed) second season of The Financial Confessions, we spoke with YouTuber Big Joel (AKA Henry), all about youtube internet culture, bad money advice, and conservative male insecurity. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Big Joels Twitter: https://twitter.com/dougboneparth Big Joel on YouTube: https://www.youtube.com/channel/UCaN8DZdc8EHo5y1LsQWMiig The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

The first 1000 people to use this link will get a free trial of Skillshare Premium Membership: https://skl.sh/thefinancialdiet02211 In this episode, Chelsea talks openly about the kinds of things you should never say to a childfree woman, and cites ample research illustrating why a childfree lifestyle isn't an empty one. Voluntary childlessness study: https://www.mckendree.edu/academics/scholars/reining-issue-29.pdf Falling fertility rates: https://www.usnews.com/news/healthiest-communities/articles/2020-05-20/us-births-continue-to-fall-fertility-rate-hits-record-low U.S. paid parental leave: https://www.pewresearch.org/fact-tank/2019/12/16/u-s-lacks-mandated-paid-parental-leave/ American loneliness: https://www.aplaceformom.com/caregiver-resources/articles/senior-isolation-facts Nuclear family: https://www.theatlantic.com/magazine/archive/2020/03/the-nuclear-family-was-a-mistake/605536/ Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks about different lifestyle swaps that can save you tons of money in the long run. This video is sponsored by Blue Apron. Check out their new wellness recipes and lock in your next order — sign up by 2/28 and get $100 off over your first 5 boxes: https://www.jdoqocy.com/click-100264531-14464344 Money saved from eating vegetarian: https://money.com/vegetarians-save-money/#:~:text=It%20turns%20out%20skipping%20animal,than%20meat%2Deaters%20per%20year Desirae Odjick blog post: https://halfbanked.com/save-money-go-vegetarian/ Cheap proteins: https://www.healthline.com/nutrition/cheap-protein-sources#TOC_TITLE_HDR_17 How to save $ on meat: https://www.realsimple.com/food-recipes/shopping-storing/food/how-to-save-money-on-meat Spending challenges video: https://www.youtube.com/watch?v=XlWMKnKndzc& HSA: https://www.investopedia.com/terms/h/hsa.asp "Endowment effect": https://www.investopedia.com/terms/e/endowment-effect.asp Savings apps: https://www.qapital.com/blog/achieve-your-2021-money-goals/ https://digit.co/ Food waste stats: https://onlinelibrary.wiley.com/doi/full/10.1002/ajae.12036 Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea sits down with longtime friend of TFD, Erin Lowry AKA Broke Millennial. Click here to reserve your spot at their FREE digital event about money & relationships, happening this Thursday, 2/25! https://www.eventbrite.com/e/the-money-relationship-hotline-tickets-135559436925?aff=TFC222 Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Broke Millennial on Twitter: https://twitter.com/BrokeMillennial Broke Millennial website: https://brokemillennial.com/shop/ Broke Millennial on Instagram: https://www.instagram.com/brokemillennialblog/ Buy 'Broke Millennial Talks Money': https://www.amazon.com/gp/product/0143133659/ref=as_li_tl?ie=UTF8&tag=brokemillen09-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=0143133659&linkId=b5bb544d1b52a5494d748b5bbf3eca7b The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, one woman describes how her life changed for the better after her first divorce and second marriage — even though she was living in a household with less money. This video is sponsored by Bestow. Apply for easy, affordable term life insurance offered by Bestow. It takes as little as five minutes, a medical exam is never required, and you'll receive a decision instantly after applying: http://bstow.me/3cTPS92 Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Danielle Marie: https://thefinancialdiet.com/what-its-like-to-go-from-trophy-wife-to-primary-breadwinner/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea sits down with YouTuber Aja Dang to talk about paying off exorbitant student loans and other debt, the unexpected difficulties of running a business selling products, secrets of the modeling world, and her journey to a successful career online. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Aja Dang on YouTube: https://www.youtube.com/channel/UCmiE7g4J3QXBwPUybbRdioQ Aja Dang website: https://www.ajadang.com/ Aja Dang on Instagram: https://www.instagram.com/ajadang/ https://www.instagram.com/mstrpln.co/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea walks viewers through the steps anyone needs to take before they can buy a house, from researching mortgage options to raising their credit scores to saving enough for closing costs and a house emergency fund. This video is sponsored by myFICO. myFICO makes it easy to understand your credit with FICO® Scores, credit reports and alerts from all 3 bureaus. 90% of top lenders use FICO® Scores—do you know yours? For more information, visit https://www.myfico.com?utm_medium=social&utm_source=youtube&utm_campaign=tfd0321 Minimum FICO scores: https://www.myfico.com/credit-education/blog/credit-score-to-buy-house#:~:text=Conventional%2520Loan%253A%2520Minimum%2520FICO%25C2%25AE,loans%2520more%2520affordable%2520to%2520borrowers. FHA requirements: https://www.fha.com/fha_loan_requirements USDA loans: https://www.bankrate.com/mortgages/what-is-a-usda-loan/ Conventional loan types: https://www.nerdwallet.com/article/mortgages/types-conventional-loans Tasha Cochran video: https://www.youtube.com/watch?v=yIIlHUshCsI&t=10s Home affordability calculator: https://www.nerdwallet.com/mortgages/how-much-house-can-i-afford/calculate-affordability Home buying costs: https://www.bankrate.com/mortgages/costs-of-buying-a-home/ Checklist: https://www.hud.gov/sites/documents/WISHLIST-EN.PDF Home cash reserve: https://www.realtor.com/advice/finance/home-repair-emergency-fund/ Shopping mortgage rates: https://www.investopedia.com/mortgage/mortgage-rates/how-to-shop/ Finding a real estate agent: https://www.bankrate.com/real-estate/finding-best-real-estate-agent/ Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea sits down to speak with Bharat Ramamurti, Deputy Director of the National Economic Council and former economic advisor to Senator Elizabeth Warren, about the federal economic recovery plan and how to access benefits you should be owed. The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea sits down with licensed therapist Alyssa Mancao to talk about the connection between mental health and money. Get your tickets to Alyssa's upcoming workshop with TFD here: https://www.eventbrite.com/e/changing-your-money-mindset-mental-health-money-101-tickets-140094972835?aff=tfc3821 Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Alyssa Mancao website: https://www.alyssamariewellness.com/ Alyssa Mancao on Instagram: https://www.instagram.com/alyssamariewellness/ Affordable therapy: http://openpathcollective.org/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea tells us the important conversations everyone needs to have in their relationship, no matter how scary or irrelevant they feel in the moment. This video is sponsored by Bestow. Apply for easy, affordable term life insurance with Bestow. It takes as little as five minutes, a medical exam is never required, and you'll receive a decision instantly after applying: http://bstow.me/3aX9yGs Broke Millennial: https://brokemillennial.com/2016/06/10/financially-naked-checklist/ Prenups: https://www.nytimes.com/2018/07/06/smarter-living/millennial-prenup-weddings-money.html Average wedding cost: https://www.valuepenguin.com/average-cost-of-wedding Merging finances statistics: https://phys.org/news/2019-02-joint-bank-accounts-happier-couples.html#:~:text=Nearly%20two%20thirds%20of%20these,median%20happiness%20score%20of%205.82 End of life planning: https://www.npr.org/2020/06/26/884051182/end-of-life-planning-is-a-lifetime-gift-to-your-loved-ones Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: https://skl.sh/thefinancialdiet03211 In this episode, one person shows us the inventive journaling tactic she uses to avoid impulse spending. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Bree Rody: https://thefinancialdiet.com/what-an-impulse-journal-is-how-it-keeps-me-from-splurging-download/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea speaks with YouTuber TiffanyFerg about the worst social media trends, from TikTok flex culture to girlboss-y MLM recruiters. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Tiffany Ferguson on YouTube: https://www.youtube.com/user/tiffanyferg Tiffany Ferguson in Instagram: https://www.instagram.com/tferg__/?hl=en The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea dives into how MLMs (and girlboss culture) have gotten even worse since COVID, from unscientific claims to predatory recruitment practices. TFD's other episodes on MLMs: https://www.youtube.com/watch?v=ExxkmJAa0DQ https://www.youtube.com/watch?v=Xc-fBzN32Ns& https://www.youtube.com/watch?v=pdpCZegq3bU& MLM definition: https://www.investopedia.com/terms/m/multi-level-marketing.asp The ugly history of MLMs: https://medium.com/anti-dote/the-dirty-ugly-history-of-mlms-2930f3ab9dec FTC stats: https://www.ftc.gov/sites/default/files/documents/public_comments/trade-regulation-rule-disclosure-requirements-and-prohibitions-concerning-business-opportunities-ftc.r511993-00008%C2%A0/00008-57281.pdf FTC letter: https://www.consumer.ftc.gov/blog/2020/04/ftc-sends-covid-related-warnings-mlm-companies MLMs profiting off COVID: https://time.com/5864712/multilevel-marketing-schemes-coronavirus/ Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea talks about the popular productivity rules that are actually BS — because waking up at 4 AM has nothing to do with whether or not someone is successful. Delayed sleep phase syndrome: https://stanfordhealthcare.org/medical-conditions/sleep/delayed-sleep-phase-syndrome.html Benefits of being a night owl: https://thriveglobal.com/stories/benefits-of-being-a-night-owl/ The myth of first in, last out: https://blog.rescuetime.com/most-productive-time-of-day/ Starvation diet: https://www.cnbc.com/2019/04/08/twitter-and-square-ceo-jack-dorsey-on-his-personal-wellness-habits.html Not keeping up: https://www.entrepreneur.com/article/311359 Dangers of gossip: https://www.roberthalf.com.au/blog/jobseekers/office-gossip-dangers-toxic-small-talk-work#:~:text=Office%20gossip%20hurts%20feelings%20(and%20mental%20health)&text=Psychological%20burn%2Dout%2C%20depression%2C,documented%20symptoms%20of%20workplace%20bullying. Multitasking is bad: https://time.com/4737286/multitasking-mental-health-stress-texting-depression/ Perfectionism: https://www.medicalnewstoday.com/articles/323323#How-perfectionism-affects-our-overall-health Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea speaks with epidemiologist Dr. Syra Madad to answer audience questions on the vaccine, the future of COVID spreading, and where we go from here. What vaccinated people can do: https://www.belfercenter.org/publication/what-you-can-do-once-vaccinated Risk reduction strategies: https://www.belfercenter.org/publication/keeping-safe-and-protecting-yourself-and-others-covid19 Effectiveness on masks: https://www.cdc.gov/mmwr/volumes/70/wr/mm7007e1.htm https://www.healthaffairs.org/doi/10.1377/hlthaff.2020.00818 https://www.pnas.org/content/118/4/e2014564118 Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Syra Madad on Twitter: https://twitter.com/syramadad Syra Madad website: https://t.co/z0KGXIvnb2?amp=1 The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to content creator and comedian Brittany Broski about going viral, the reality of making money online, and the fears and anxieties that come with having a public persona. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Brittany Broski on Instagram: https://www.instagram.com/brittany_broski/?hl=en Brittany Broski on TikTiok: https://www.tiktok.com/@brittany_broski?lang=en Brittany Broski on YouTube: https://www.youtube.com/channel/UCad_KQumqRY06gpb24HkpPw The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

This video is brought to you by Blue Apron. Sign up today to get $80 off across your first four boxes: https://www.tkqlhce.com/click-100264531-14457907 In this episode, one woman shows us how she landed a new job and a raise during COVID — over email! Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Keertana Anandraj: https://thefinancialdiet.com/the-exact-email-template-i-used-to-land-a-job-and-negotiate-a-raise-during-covid/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Grab your tickets to The TFD Spring Refresh happening via Zoom on April 11th (ticket holders will receive video recordings, so no worries if you can't attend live!): https://www.eventbrite.com/e/the-tfd-spring-refresh-tickets-138494616125?aff=YT330 And click here to your tickets to Career Day at TFD, happening via Zoom on May 15th (ticket holders will receive video recordings, so no worries if you can't attend live!): https://www.eventbrite.com/e/career-day-at-tfd-tickets-137701473815?aff=YT330 In this episode, Chelsea answers some of your most pressing questions in English, French, *and* Spanish. Here all about why she's learning a third language, and what this hopefully means for the future of TFD. Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through my link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd ​ In this episode, Chelsea talks about common investing strategies people think will work, and why they won’t for most of us. This video is sponsored by Wealthfront. Open up a Wealthfront investment account today through my link and get your first $5,000 managed for free: http://invest.wealthfront.com/tfd JP Morgan guide to retirement: https://www.fool.com/investing/2020/12/31/missing-just-a-few-of-the-best-stock-market-days-c/ TFD investing advice: https://thefinancialdiet.com/5-questions-for-an-investment-expert-answered/ https://www.youtube.com/watch?v=W1qNycROEw4& Liquidity: https://www.investopedia.com/terms/l/liquidity.asp Amanda Holden GameStop explanation: https://www.instagram.com/tv/CKpfzndD1M3/ Stock performance study: https://mebfaber.com/2008/12/02/the-capitalism-distribution-fat-tails-in-action/ Warren Buffet advice: https://www.thebalance.com/pick-stocks-like-warren-buffett-4118944 Diversification: https://www.investopedia.com/terms/d/diversification.asp 401k match: https://www.investopedia.com/articles/personal-finance/120315/what-good-401k-match.asp 401k contribution amount: https://smartasset.com/retirement/how-much-should-you-contribute-to-your-401k#:~:text=Most%20retirement%20experts%20recommend%20you,contribute%20a%20maximum%20of%20%2419%2C500. Stanford study: http://longevity.stanford.edu/sightlines-financial-security-special-report-mobile/ What to do after maxing out 401k: https://www.investopedia.com/articles/personal-finance/070615/i-maxed-out-my-401k-now-what.asp Wealthfront Advisers LLC (“Wealthfront Advisers”) and The Financial Diet have an agreement in place to promote Wealthfront products and services. There is no formal relationship with The Financial Diet aside from this agreement and Wealthfront Advis

Grab your tickets for the TFD Spring Refresh: https://www.eventbrite.com/e/the-tfd-spring-refresh-tickets-138494616125?aff=YT4821 & Career Day at TFD: https://www.eventbrite.com/e/career-day-at-tfd-tickets-137701473815?aff=YT4821 In this episode, one woman reveals what it's really like to work for a "thinkfluencer," and why she's glad to no longer be in that situation. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Bree Rody: https://thefinancialdiet.com/all-the-toxic-things-i-witnessed-while-working-for-a-media-influencer/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

The first 1000 people to use this link will get a free trial of Skillshare Premium Membership: https://skl.sh/thefinancialdiet04211 In this episode, Chelsea shows us 15 items you're not including in your budget, but absolutely should be — from feminine and personal care products to annual fees and other irregular expenses. Seasonal energy bill differences: https://www.utilityhound.com/utility-tips/winter-energy-bills-vs-summer/ Space heater cost: https://www.consumerreports.org/cro/news/2011/11/can-you-cut-heating-costs-by-using-a-space-heater/index.htm#:~:text=The%20electric%20space%20heaters%20tested,the%20national%20average%20electricity%20rate. Pink tax: https://fsastore.com/learn/tampons-expensive Cost of attending a wedding: https://www.usatoday.com/story/money/personalfinance/budget-and-spending/2018/03/28/how-much-attending-wedding-will-cost-you/33351507/ Pet costs: https://www.aspca.org/sites/default/files/pet_care_costs.pdf Texas Wedding Link: https://www.texasmonthly.com/being-texan/texas-wedding-photographers-have-seen-some/ License costs by state: https://ballotpedia.org/Driver%27s_license_costs_by_state,_2018 Cost of drinking: https://www.thebalanceeveryday.com/what-lifetime-of-drinking-costs-4142309#:~:text=According%20to%20the%20Bureau%20of,to%20about%20%2411%20a%20week Rideshare spending: https://www.cnbc.com/2018/05/11/how-much-americans-spend-on-uber-and-lyft.html Landlord responsibilities: https://www.legalzoom.com/articles/real-estate-series-part-ii-what-is-a-landlord-responsible-for Home insurance 101: https://www.nerdwallet.com/article/insurance/home-insurance-exclusions Tipping: https://www.eater.com/2018/11/28/18112819/tipping-in-america-guide-restaurants-how-much Tipped minimum wage bad: https://newrepublic.com/article/158377/its-time-kill-tipped-minimum-wage Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc

In this episode, Chelsea talks to Hank Green about NTFs, bitcoin, and the future of cryptocurrency. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Hank Green on Twitter: https://twitter.com/hankgreen Hank Green website: https://hankgreen.com/ Hank Green on YouTube: https://www.youtube.com/user/vlogbrothers The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to Cristine from Simply Nailogical about the monetary side of YouTube, how she fell into internet success, and why she's keeping her day job despite making more money off her videos. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Simply Nailogical on YouTube: https://www.youtube.com/user/simplynailogical Simply Nailogical on Instagram: https://www.instagram.com/simplynailogical/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks about super-useful money tools most people don’t know about, from a credit-building savings account to useful government programs. This video is sponsored by SeedFi. Click here to open your SeedFi Credit Builder Plan and start saving money and building your credit today: https://tryseedfi.com/tfdYoutube Tools and sources mentioned: Tiller Money: https://www.tillerhq.com/how-tiller-works/ $500 emergency stat: https://www.cbsnews.com/news/most-americans-cant-afford-a-500-emergency-expense/ 72-hour rule: https://www.nytimes.com/2016/08/10/your-money/one-secret-to-cutting-spending-wait-72-hours-before-you-buy.html GoodBudget: https://goodbudget.com/what-you-get/ NYPL financial counseling: https://www.nypl.org/help/getting-oriented/financial-literacy/counseling Credit card insurance: https://www.moneyunder30.com/credit-card-insurance-coverage-and-benefits Personal Capital: https://www.personalcapital.com/ CFPB: https://www.consumerfinance.gov/consumer-tools/ IRS refund status checker: https://www.irs.gov/refunds Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Our biggest event of the year is happening on May 15th! Join us for Career Day at TFD and get the guidance you need when it comes to your career, work/life balance, professional development, and finding the right path for yourself. Get your ticket here: https://www.eventbrite.com/e/career-day-tickets-137701473815?aff=YouTubePromo Click here for more information on the day's events: https://thefinancialdiet.com/career-day-at-tfd/ Dozens of career experts and HR professionals will share their tips, expertise, and insights so you can work towards building the career path that makes the most sense for you (no matter what that looks like)! Whether you’re just starting out in your career, looking to change paths, thinking of starting your own project, or just want to be earning what you’re really worth, this all-day conference will give you the skills, tricks, and key habits you need to curate the career you’ve always wanted — no matter what income you might be working with. Tickets are just $29 for 8 hours of live programming! If you can’t make it day-of, your ticket gets you access to a recording of the full event to watch whenever! Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to Brandi Ebersole, a writer, photographer, and adoption expert. They discuss the finances of parenthood and adoption, the realities of adoption that many people don't know about, and how to decide if you'd like to become a parent. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Brandi Ebersole on Instagram: https://www.instagram.com/brandi_ebersole/?hl=en Brandi Ebersole website: https://www.brandiebersole.com/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea talks about the many "trendy" purchases that are always a waste of money, from Instagrammable home items to gimmicky, inedible menu items. Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through my link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd Watch more of The Financial Diet hosted by Chelsea Fagan here: https://www.youtube.com/playlist?list=PLD30V46E07RR99cC0gCjKUbt-BKoDUcnc The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Click here to get your tickets to TFD's Career Day! If you can't join live, you'll still receive a recording of each session: https://www.eventbrite.com/e/career-day-tickets-137701473815?aff=YouTubePromo In this episode, Chelsea talks about the high costs of poverty, and the higher premiums people living in poverty often have to pay. Federal poverty line: https://aspe.hhs.gov/poverty-guidelines Food spending stats: https://www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/food-prices-and-spending/#:~:text=In%202019%2C%20households%20in%20the,representing%208.0%20percent%20of%20income Lower cost of less nutritious food: https://naldc.nal.usda.gov/download/34238/PDF#:~:text=In%20rural%20areas%2C%20food%20prices,percent%20above%20the%20national%20average Food deserts: https://foodispower.org/access-health/food-deserts/ Auto loan interest rates: https://www.creditkarma.com/auto/i/what-are-subprime-auto-loans Necessity rental prices: https://www.nerdwallet.com/article/finance/rent-a-center-prices Cost of frequent moves: https://www.census.gov/prod/1/statbrief/sb94_18.pdf Working multiple jobs: https://www.census.gov/library/stories/2019/06/about-thirteen-million-united-states-workers-have-more-than-one-job.html Health insurance premiums: https://www.ehealthinsurance.com/resources/small-business/average-cost-of-employer-sponsored-health-insurance No health insurance: https://www.census.gov/newsroom/press-releases/2020/income-poverty.html#:~:text=The%20number%20of%20people%20in,point%20during%20the%20year%2C%20respectively.&text=The%20Supplemental%20Poverty%20Measure%20 Annual physical costs: https://health.costhelper.com/physical-exam.html Recurring bills: https://www.washingtonpost.com/news/posteverything/wp/2018/01/25/why-it-costs-so-much-to-be-poor-in-america/ Bank fees: https://www.thebalance.com/bank-fees-you-need-to-stop-paying-3576590 Need-based programs costs: https://files.eric.ed.gov/fullte

In this episode, one woman walks us throw her "low-buy" challenge that's going to help her pay off her debt by the end of 2021. Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through my link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Adriana Vaca: https://thefinancialdiet.com/10-low-buy-rules-im-following-this-year-to-be-debt-free-by-december/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Adriana's Budget Bitch template: https://drive.google.com/file/d/1G3d9VotxJlN-JijlAcWRofmt8aPGiWUB/view The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea speaks to Kevin L. Matthews II of Building Bread about investing, responsible stock-picking, and helping underserved communities gain financial confidence. The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en Kevin L. Matthews II on Instagram: https://www.instagram.com/buildingbread/ Buildingbread.com: https://www.buildingbread.com/

In this episode, Chelsea dissects various pieces of money advice that have gone viral on TikTok, Reddit, or other platforms, and how they range from unhelpful to downright dangerous. Short squeeze: https://www.investopedia.com/terms/s/shortsqueeze.asp#:~:text=What%20Is%20a%20Short%20Squeeze,pressure%20on%20the%20stock's%20price https://www.disnat.com/en/learning/trading-basics/stock-basics/what-causes-stock-prices-to-change#:~:text=If%20more%20people%20want%20to,and%20the%20price%20would%20fall Lack of disclaimers on stock advice: https://www.techradar.com/news/tiktok-influencers-exposing-millions-to-misleading-stock-tips-and-financial-advice TikToks referenced: https://www.tiktok.com/@justhomesgroup?referer_url=https%3A%2F%2Fwww.vox.com%2F&referer_video_id=6907256262279318790 https://www.tiktok.com/@justhomesgroup/video/6907256262279318790?referer_url=https%3A%2F%2Fwww.vox.com%2F&referer_video_id=6907256262279318790&is_copy_url=0&is_from_webapp=v1&sender_device=pc&sender_web_id=6919527603696354822 https://www.tiktok.com/@iamcurtisray/video/6890646356289965318 https://www.tiktok.com/@ceowatchlist/video/6903696044417207558?lang=en IRS on business expenses: https://www.irs.gov/businesses/small-businesses-self-employed/deducting-business-expenses S corporations: https://www.irs.gov/businesses/small-businesses-self-employed/s-corporations https://bench.co/blog/operations/s-corporation/ Fidelity on debt: https://www.fidelity.com/spire/investing-paying-off-debt Living off debt: https://www.bloomberg.com/news/articles/2020-12-04/viral-tiktok-videos-with-personal-finance-advice-may-not-be-the-most-trustworthy Credit card interest: https://www.creditkarma.com/credit-cards/i/how-does-credit-card-interest-work Being your own boss: https://www.forbes.com/sites/carolinecastrillon/2019/01/22/five-signs-its-time-to-be-your-own-boss/?sh=4a5a9fc42a2a Self employment stress: https://academicworks.cuny.edu/cgi/viewcontent.cgi?article=1277&context=

Click here to get your tickets to TFD's Career Day! If you can't join live, you'll still receive a recording of each session: https://www.eventbrite.com/e/career-day-tickets-137701473815?aff=YouTubePromo Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through my link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Jazmine Reed-Clark: https://thefinancialdiet.com/6-phone-interview-mistakes-i-hear-daily-as-a-recruiter-what-to-say-instead/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Click here to get your tickets to TFD's Career Day! If you can't join live, you'll still receive a recording of each session: https://www.eventbrite.com/e/career-day-tickets-137701473815?aff=YouTubePromo In this episode, Chelsea talks to Jazmine Reed-Clark about her experiences as a recruiter, using your enneagram type to make good career choices, the difference between mentoring and sponsorship, and more! Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Jazmine Reed-Clark on Instagram: https://www.instagram.com/jazminereedclark/ Jazmine Reed-Clark podcast: https://podcasts.apple.com/us/podcast/pretty-for-a-black-girl-diary-of-an-anxious-black-woman/id1553119130 The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

The first 1000 people to use this link will get 30% off an annual Skillshare Premium Membership: https://skl.sh/thefinancialdiet05211 In this episode, Chelsea reveals some uncomfortable financial truths about the wedding industry, from how much we spend to attend weddings to the waste caused by each individual wedding. Script written by Bree Rody: https://twitter.com/breeganism Vendor markups: https://www.businessinsider.com/the-word-wedding-can-make-merchandise-more-expensive-2016-8 https://www.youtube.com/watch?v=X9j_FxhjRbw Cost of attending a wedding: https://www.thebalance.com/how-much-it-costs-to-attend-wedding-4171605 https://www.businesswire.com/news/home/20160426006155/en/Here-Comes-Wedding-Season-How-Consumers-Will-Pay-for-Others%E2%80%99-Big-Day-in-2016 https://lifehacker.com/how-much-money-should-i-spend-on-gifts-for-different-oc-910350337 Wedding insurance costs: https://www.forbes.com/advisor/insurance/wedding-insurance/ Pandemic wedding losses: https://money.yahoo.com/1-in-9-couples-owe-money-on-weddings-that-never-happened-this-year-211707339.html Wedding waste: https://pubs.usgs.gov/gip/gemstones/environment.html https://www.terrapass.com/blog/16-simple-solutions-for-a-super-sustainable-wedding-day Little things add up: https://www.etsy.com/ca/market/will_you_be_my_bridesmaid_box https://www.weddingstats.org/cost-of-wedding-centerpieces/ https://www.theknot.com/content/average-cost-of-wedding-invitations Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to Julia Menez of Geobreeze Travel about getting back to travel post-COVID, how to start travel hacking, and the most BS money-saving travel advice on the internet. Hotel upgrade email template! www.geobreezetravel.com/thefinancialdiet Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Geobreeze Travel on Instagram: https://www.instagram.com/geobreezetravel/?hl=en Geobreeze Travel wesbite: https://geobreezetravel.com/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, one woman describes the importance of working with a financial advisor to improve her finances — even though she's not rich. This video is sponsored by CleanMyMac X. Click here to download and improve your Mac's performance today: https://obvs.ly/the-financial-diet4 Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Alicia Goodwin: https://thefinancialdiet.com/the-rich-person-money-secret-you-can-use-even-if-youre-broke/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to Tim Herrera, New York Times' Smarter Living editor, all about how to discuss your salary and freelance rates, what he actually made as a new journalist, and how to more openly talk about money online. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF_ZamFOWCF2rg Tim Herrera on Twitter: https://twitter.com/TimHerrera The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea dissects one of our favorite money-related topics: the Real Housewives and their influence on our culture, spending decisions, and perceptions of wealth and aspiration. Script research by Jack Ryan IG: j.a.c.k.r.y.a.n and Twitter: @ukulelefan98 Erica Jayne spending: https://people.com/style/erika-girardi-monthly-fashion-beauty-budget/ RH costume borrowing: https://www.youtube.com/watch?v=CVAvehdfq6w&t=51s&ab_channel=RumorFix Fast fashion seasons: https://www.businessinsider.com/i-quit-fast-fashion-2019-3#my-clothes-have-greater-staying-power-4 Pressure to not repeat outfits: https://www.vox.com/the-goods/2020/2/3/21080364/fast-fashion-h-and-m-zara Who pays for RH vacations: https://okmagazine.com/photos/andy-cohen-reveals-who-pays-real-housewives-vacations-exclusive/ RHOBH Dubai trip: https://www.luxurytravelmagazine.com/news-articles/the-real-housewives-of-beverly-hills-at-atlantis-the-palm-dubai Travel & influencer culture: https://www.cnbc.com/2019/08/30/millennials-making-travel-a-priority-more-than-previous-generations.html https://www2.deloitte.com/us/en/pages/technology-media-and-telecommunications/articles/gen-Z-and-millennial-travel-the-wanderlust-generations.html Bethenny Frankel business: https://finance.yahoo.com/news/bethenny-frankel-best-business-decision-ever-made-143307524.html Tipsy Girl: https://www.youtube.com/watch?v=PxNwgEubfsw&ab_channel=TBQ She by Sheree: https://www.bravotv.com/the-real-housewives-of-atlanta/style-living/sheree-whitfield-shares-she-by-sheree-joggers-update https://www.youtube.com/watch?v=fH0Ub-AO2Ig Stop the grind: https://www.forbes.com/sites/samantharadocchia/2019/03/01/stop-the-grind-a-realistic-solution-to-halt-hustle-culture/?sh=627cb89143c4 Teresa Giudice: https://www.slice.ca/a-timeline-how-much-teresa-giudice-is-actually-struggling-with/ https://www.bravotv.com/the-daily-dish/teresa-giudice-bestselling-memoir-with-touching-message-joe-giudice

For this episode, Chelsea collected some of your most unpopular opinions and reacted to them. Here's what she has to say about friendship and money dynamics, the estate tax, the ethics of veganism, and more. Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

This video is sponsored by monday.com. Click here to get a 28-day free trial: https://hey.monday.com/TheFinancialDiet In this episode, Chelsea breaks down several issues with The Bachelor franchise, from the extreme cost of going on the show to the workplace harassment issues it has perpetrated. Script written by Princess Weekes: https://twitter.com/WeekesPrincess Bachelor revenue: https://money.cnn.com/2017/06/15/media/bachelor-business/index.html Class action lawsuit: https://www.washingtonpost.com/news/wonk/wp/2015/02/04/the-bachelor-is-embarrassingly-white/ https://www.hollywoodreporter.com/business/business-news/bachelor-racial-discrimination-lawsuit-dismissed-379100/ Shawn Ryan quote: https://www.washingtonpost.com/news/wonk/wp/2015/02/04/the-bachelor-is-embarrassingly-white/ Farm Hunk SNL skit: https://youtu.be/i9AdeNSiy0w Final rose winners by race: https://www.npr.org/sections/codeswitch/2016/03/13/470124738/what-would-it-mean-to-have-a-hapa-bachelorette Rachel Lindsay season ratings: https://www.latimes.com/entertainment-arts/tv/story/2020-06-08/bachelor-diversity-campaign-bipoc-black-lives-matter-abc-warner-brothers Lee Garrett tweets: https://www.theatlantic.com/entertainment/archive/2017/06/the-bachelorette-reveals-itself-for-what-it-is/532002/ Victoria Fuller controversy: https://www.cosmopolitan.com/entertainment/celebs/a30718890/cosmo-editor-in-chief-bachelor-challenge/ Hannah Brown incidents: https://www.usmagazine.com/celebrity-news/news/hannah-brown-shares-uncomfortable-talks-with-family-on-racism/ https://twitter.com/teaandroses21/status/1360043845665370123?s=21 Cost of being cast: https://www.eonline.com/news/826653/the-cost-of-competing-on-the-bachelor-how-women-spend-four-times-as-much-as-men https://jillianharris.com/everyone-wants-know-bachelor-much-clothing-girls-given/ https://money.com/bachelor-abc-how-much-does-it-cost/ https://www.mic.com/articles/133529/here-s-what-it-really-costs-to-get-dressed-as

In this episode, Chelsea talks to assistant professor Stephen B. Holt about the many ways politics and policymaking affect money on an individual level, and the many invisible costs of being poor. Stephen B. Holt on Twitter: https://twitter.com/SteveBHolt Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF _ZamFOWCF2rg First Gen Money website: https://www.firstgenmoney.com/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

This video is sponsored by monday.com. Click here to get a 28-day free trial: https://hey.monday.com/TheFinancialDiet In this episode, Chelsea discusses the differences in how millennials and boomers handle money, much of which has to do with the world and economy they've been faced with. Entitled millennial stereotype: https://www.youtube.com/watch?v=IZ72kWfZgwc& Ageist stereotypes: https://hbr.org/2019/08/generational-differences-at-work-are-small-thinking-theyre-big-affects-our-behavior# Lower average pay for millennials: https://www.cnbc.com/2019/11/05/millennials-earn-20-percent-less-than-boomersdespite-being-better-educated.html Federal minimum wage: https://www.epi.org/publication/raising-the-federal-minimum-wage-to-15-by-2025-would-lift-the-pay-of-32-million-workers/ Share of workers holding multiple jobs: https://www.reuters.com/article/us-usa-economy-multiple-jobs/share-of-u-s-workers-holding-multiple-jobs-is-rising-new-census-report-shows-idUSKBN2AH2PI https://www.cnbc.com/2019/09/19/survey-how-much-millennials-gen-x-make-from-side-hustles-on-average.html#:~:text=Millennials%20surveyed%20said%20they%20made,baby%20boomers%20(%245%2C892)%20reported.&text=Millennials%20were%20defined%20as%20those,boomers%20ages%2055%20to%2073 Homeownership by generation: https://www.businessinsider.com/millennials-own-less-real-estate-than-boomers-statistic-2020-1 Homes are more expensive: https://studentloanhero.com/featured/millennials-have-better-worse-than-generations-past/ Rising rental costs: https://studentloanhero.com/featured/millennials-have-better-worse-than-generations-past/ Differences in generational spending: https://smartasset.com/checking-account/how-different-generations-spend-money-2020 Millennials say no to McMansions: https://www.wsj.com/articles/a-growing-problem-in-real-estate-too-many-too-big-houses-11553181782 Banking stats: https://www.thebalance.com/where-do-millennials-bank-and-why-4428054 Rising bank fees:

In this episode, one woman explains how following the 50/30/20 budget helped eliminate stress and streamline her financial life. This video is sponsored by CleanMyMac X. Click here to download and improve your Mac's performance today: https://obvs.ly/the-financial-diet5 Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Keertana Anandraj: https://thefinancialdiet.com/the-50-30-20-budget-what-it-is-why-you-need-to-start-using-it-asap/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to post-doctoral fellow Sam Katz about growing up in a Hasidic community in Brooklyn, life after leaving an Orthodox religion, and the financial realities of the world he was never raised to face. Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF _ZamFOWCF2rg Sam Katz Twitter: https://twitter.com/2Bistheanswer The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to Dannielle from First Gen Money about growing up in an immigrant household, how it informed her relationship with money, teaching her parents about investing, and more! Subscribe to The Financial Confessions podcast here: https://lnkfi.re/1QYK1e4R For our favorite moments from The Financial Confessions podcast, subscribe to our highlights channel here: https://www.youtube.com/channel/UCNRL-_4emfF _ZamFOWCF2rg First Gen Money website: https://www.firstgenmoney.com/ The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode of our short series "Ask A Recruiter," career expert Jazmine Reed-Clark reviews real-life resumes from the TFD audience, showing what works, what doesn't, and what's likely to make a recruiter put you in the "yes" or "no" column. Jazmine Reed-Clark on Instagram: https://www.instagram.com/jazminereedclark/ Jazmine Reed-Clark website: https://jazminereedclark.com/ Read Jazmine's articles on TFD: https://thefinancialdiet.com/author/jazmine-reed/ Resume action verbs: https://www.themuse.com/advice/185-powerful-verbs-that-will-make-your-resume-awesome Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, one woman ranks the worst MLM-recruitment messaging she's seen on social media. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Jazmine Reed-Clark: https://thefinancialdiet.com/the-4-worst-girlbossy-mlm-phrases-ranked/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode of our short series "Ask A Recruiter," career expert Jazmine Reed-Clark decodes 10 popular job description keywords and why they might not be as innocuous as they seem. Jazmine Reed-Clark on Instagram: https://www.instagram.com/jazminereedclark/ Jazmine Reed-Clark website: https://jazminereedclark.com/ Read Jazmine's articles on TFD: https://thefinancialdiet.com/author/jazmine-reed/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea explores how to tell when you’re ready to move up the ladder, move on from a job, change up your workflow, or make another major change to your work life. This video is sponsored by monday.com. Click here to download our custom template: https://monday.com/lp/thefinancialdiet/?utm_source=inf&utm_medium=youtube&utm_campaign=TFD Cringe CEO Twitter thread: https://twitter.com/ChristineCarril/status/1378557962667495427 Ask a Manager: https://www.askamanager.org/2011/04/help-my-workload-is-too-high-and-im-burning-out.html Fast Company article: https://www.fastcompany.com/90373222/4-telltale-signs-youve-outgrown-your-job-and-what-to-do-about-it Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In our first episode of The TFD Test Lab, host Jazmine lets her husband dictate her budget for 2 weeks — and shares all her progress everything along the way! In The TFD Test Lab, we're sharing real-life experiences challenging ourselves to live better, more budget-friendly lives. Whether through attempting a no-spend challenge, switching up a budget system, or tracking progress on a new healthy routine, we'll be highlighting all the risks *and* rewards of frugal living. Jazmine Reed-Clark on Instagram: https://www.instagram.com/jazminereedclark/ Jazmine Reed-Clark website: https://jazminereedclark.com/ Read Jazmine's articles on TFD: https://thefinancialdiet.com/author/jazmine-reed/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea talks to YouTuber and wedding planner Jamie Wolfer to clear the air over Jamie's recent reaction video to TFD. TFD's original video: https://www.youtube.com/watch?v=i3B4mSoYEi8& Jamie's response video: https://www.youtube.com/watch?v=BkSuN8XKtD0 Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea illustrates the one money rule to live by if you want to get control of your spending: understanding and planning for cost per use. This video is sponsored by CleanMyMac X. Click here to download and improve your Mac's performance today: https://obvs.ly/the-financial-diet6 Furniture waste produced: https://newrepublic.com/article/156208/fast-furniture-environmental-fiasco Ways Americans waste money: https://www.youtube.com/watch?v=fjo7Ut7Acrg Sinking funds: https://thefinancialdiet.com/sinking-fund-save-more-stress-less/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, we talk about one of the most dangerous pieces of money advice to avoid. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Dora Bralo: https://thefinancialdiet.com/7-dangers-of-money-manifesting-why-it-can-be-a-toxic-concept/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea has a candid conversation with YouTuber and author Lindsay Ellis about being canceled online, the negative impact of platforms like Twitter, and how we can all have better interactions online. Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In our second episode of The TFD Test Lab, host Jazmine attempts a 4-hour workday. For an entire week, she tries to get all of her work done in just 4 hours a day. Watch to see her real-time commentary, as well as her followup thoughts on work-life balance a month after the challenge. In The TFD Test Lab, we're sharing real-life experiences challenging ourselves to live better, more budget-friendly lives. Whether through attempting a no-spend challenge, switching up a budget system, or tracking progress on a new healthy routine, we'll be highlighting all the risks *and* rewards of frugal living. Jazmine Reed-Clark on Instagram: https://www.instagram.com/jazminereedclark/ Jazmine Reed-Clark website: https://jazminereedclark.com/ Read Jazmine's articles on TFD: https://thefinancialdiet.com/author/jazmine-reed/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea talks about one of the most seemingly-good but actually-harmful trends on social media: toxic positivity. This video is sponsored by SmartyPig. Click here to open a SmartyPig account for free and start saving for what matters to you: https://www.smartypig.com/?dtd_cell=RDCSSMDCZPAFOTOTOTHOTHRN010002 Inspired by an article by Ashley Corbett: https://thefinancialdiet.com/what-toxic-positivity-is-how-its-ruining-your-life/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, one woman talks about the beauty routines she grew up thinking she "needed," and how her life got better once she stopped paying for them. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article & narrated by Jagruthi Maddela: https://thefinancialdiet.com/5-routine-beauty-habits-i-gave-up-that-made-my-life-better/ Jagruthi on Instagram: https://www.instagram.com/jagruthimaddela/?hl=en Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea dives into the recent scandal surrounding Erika Jayne and husband Tom Girardi from the Real Housewives of Beverly Hills. Script research by Jack Ryan. IG: j.a.c.k.r.y.a.n and Twitter: @ukulelefan98 Sources: https://www.latimes.com/california/story/2020-12-17/tom girardi-erika-jayne-rhobh-divorce https://tasteofreality.com/9-things-we-learned-from-reading -erika-jaynes-new-memoir-pretty-mess/ https://www.youtube.com/watch?v=DAqptPPjvtc&ab_channel=WatchWhatHappensLivewithAndyCohen https://people.com/style/erika-girardi-monthly-fashion-bea uty-budget/ https://www.vulture.com/2021/07/erika-jayne-owes-tom-girardi-l aw-firm-25-million.html https://www.eonline.com/news/1282989/erika-jayne-shares -her-truth-about-divorcing-tom-girardi-after-being-pushed-out https://www.today.com/popculture/erika-jayne-s-divorce-sham-p rotect-couple-s-money-lawsuit-t202405 https://www.womenshealthmag.com/life/a36752737/eri ka-jayne-net-worth/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In our latest episode of The TFD Test Lab, host Julian Thomas attempts to make $500 reselling his old wardrobe items. See how this turns out as he tries to sell 50 items total. In The TFD Test Lab, we're sharing real-life experiences challenging ourselves to live better, more budget-friendly lives. Whether through attempting a no-spend challenge, switching up a budget system, or tracking progress on a new healthy routine, we'll be highlighting all the risks *and* rewards of frugal living. Julian Thomas on Instagram: https://www.instagram.com/toldbythomas/ Julian Thomas on YouTube: https://www.youtube.com/channel/UCFLGCi46PCYqNbWdSltiszQ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea talks about things we judge the poor for that rich people constantly get away with — from having multiple children to splurging on expensive electronics. Sources: (https://www.sciencedirect.com/science/article/pii/S0968090X16000371 https://earthhero.com/products/home/stasher-reusable-silicone-stasher-bags-assorted-4pk/?ref=consciousstyle https://www.amazon.com/stores/page/24E2EDDF-3A36-4A94-AA6E-F470719A5796/ref=as_li_ss_tl?ingress=2&linkCode=sl2&slotNum=3&linkId=e7e40643de17c8ad7d4a9c46d0f3b899&visitId=8641ddc1-ae13-4c4d-abef-8be9af64dff3&imprToken=vebyKUEL8Ob-lq6TkkOHEw&ref_=bl_dp_s_web_17605156011&language=en_US&tag=sustainabl076-20 https://www.amazon.com/Herbal-Essences-hydration-conditioner-moisture/dp/B081SD1Y2Z/ref=pd_bxgy_img_1/143-2194821-8678838?pd_rd_w=dFL3t&pf_rd_p=c64372fa-c41c-422e-990d-9e034f73989b&pf_rd_r=VEY9QWP1375AVF6GJAE8&pd_rd_r=ee28c7dd-9fa0-43ec-a4db-caed7816b537&pd_rd_wg=SyyGo&pd_rd_i=B081SD1Y2Z&psc=1 https://www.forbes.com/sites/jackkelly/2019/10/25/more-than-half-of-us-workers-are-unhappy-in-their-jobs-heres-why-and-what-needs-to-be-done-now/?sh=18e9b37f2024 https://www.reddit.com/r/changemyview/comments/8fktwn/cmv_poor_people_shouldnt_have_kids/ https://www.huffingtonpost.ca/angelina-chapin/cohabitation_b_5552530.html https://www.quora.com/Why-do-people-who-cant-afford-kids-make-babies https://www.theguardian.com/commentisfree/2013/dec/17/cant-afford-kids-hardline-tories https://www.pewresearch.org/fact-tank/2015/05/08/ideal-size-of-the-american-family/ https://newrepublic.com/article/154404/myth-welfare-queen https://www.amazon.ca/Intex-Easy-Pool-10-Feet-30-Inch/dp/B00RY3Z5OM/ref=asc_df_B00RY3Z5OM/?tag=googleshopc0c-20&linkCode=df0&hvadid=459389587571&hvpos=&hvnetw=g&hvrand=9773272991933641067&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9000934&hvtargid=pla-466676576873&psc=1 https://www.canadiantire.ca/en/outdoor-living/outdoor-play/trampolines/backyard-tr

In this episode, one woman talks about the quarantine impulse buys that have added to her life, as well as the ones she regrets. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Maggie Olson: https://thefinancialdiet.com/4-pandemic-purchases-i-love-a-year-later-3-i-regret-review-pics/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

This content originally appeared in The Financial Diet newsletter. Click here to become a subscriber and receive our money script templates: https://mailchi.mp/fdac4600c7a8/youtube Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through our link and get your first $5,000 managed for free: https://invest.wealthfront.com/financialdiet The Financial Diet receives cash compensation from Wealthfront Advisers LLC (“Wealthfront Advisers”) for sponsored advertising materials. The Financial Diet is a client and this is a paid testimonial. The Financial Diet and Wealthfront Advisers are not associated with one another and have no formal relationship outside of this arrangement. Investment management and advisory services are provided by Wealthfront, an SEC registered investment adviser. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through our link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd1 The Financial Diet receives cash compensation from Wealthfront Advisers LLC (“Wealthfront Advisers”) for sponsored advertising materials. The Financial Diet is a client and this is a paid testimonial. The Financial Diet and Wealthfront Advisers are not associated with one another and have no formal relationship outside of this arrangement. Investment management and advisory services are provided by Wealthfront, an SEC registered investment adviser. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. In this episode, Chelsea dives into all of the problematic ways Sex & The City portrayed women's financial lives, and the lasting impact that has had on our cultural understanding of money and aspiration. Carrie Bradshaw, The Original Influencer: https://www.youtube.com/watch?v=AkMTY0a3arc&t Female writer salaries: https://www.bls.gov/opub/reports/womens-earnings/archive/womensearnings_1998.pdf What Carrie spends: https://thefinancialdiet.com/heres-carrie-bradshaws-lifestyle-cost-2016/ NY Times rent article: https://www.nytimes.com/1994/02/27/realestate/new-york-apartment-rents-moving-up.html NYC taxi vs subway fare: https://www1.nyc.gov/site/tlc/passengers/taxi-fare.page https://new.mta.info/fares Manolos: https://www.forbes.com/2008/05/22/twx-hbo-movies-biz-media-cz_hc_0522sexinc.html?sh=581e1dce5c81 Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode of The TFD Test Lab, host Julian tests out the same grocery list at three different stores to find out which is most cost-effective. In The TFD Test Lab, we're sharing real-life experiences challenging ourselves to live better, more budget-friendly lives. Whether through attempting a no-spend challenge, switching up a budget system, or tracking progress on a new healthy routine, we'll be highlighting all the risks *and* rewards of frugal living. Julian Thomas on Instagram: https://www.instagram.com/toldbythomas/ Julian Thomas on YouTube: https://www.youtube.com/channel/UCFLGCi46PCYqNbWdSltiszQ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea explains The Emergency Fund Challenge, outlining how someone could set to save $3,000 towards an emergency fund by the end of this year. Share your own emergency fund challenge on social media, and be sure to tag us in your progress! This video is sponsored by SmartyPig. Click here to open a SmartyPig account for free and start saving for what matters to you: https://www.smartypig.com/?dtd_cell=RDCSSMDCZPAFOTOTOTHOTHRN010003 SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC #sponsored MarketWatch data: https://www.marketwatch.com/story/nearly-25-of-americans-have-no-emergency-savings-and-lost-income-due-to-coronavirus-is-piling-on-even-more-debt-2020-06-03 Average debt: https://www.businessinsider.com/personal-finance/average-american-debt https://www.moneysense.ca/save/budgeting/what-is-an-emergency-fund-and-how-to-build-one/ Paycheck calculator: https://smartasset.com/taxes/illinois-paycheck-calculator Alcohol spending survey: https://www.usatoday.com/story/money/2020/01/08/dry-january-could-save-millennials-more-money-than-they-think/2831655001/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, we break down some less-obvious privileges behind those success stories that end up on 30-under-30 lists. Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop. Based on an article by Soraya Joseph: https://thefinancialdiet.com/5-secrets-successful-people-rarely-own-up-to/ Video by Grace Lee https://www.youtube.com/c/WhatsSoGreatAboutThat https://twitter.com/whatssograce Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this video, Chelsea walks us through several spending swaps you may want to consider, such as diversifying your income streams instead of putting all your financial eggs in one basket. This video is sponsored by Thinkific. Start creating an online course by creating your free Thinkific account today: https://thnk.cc/tfd-free "budget" airline fees: https://www.budgettravel.com/article/surprise-airline-fees Credit card hacking interview: https://www.youtube.com/watch?v=i-pApyhVk3c&t=17s New car stats: https://www.cnbc.com/2018/10/11/david-bach-says-buying-a-new-car-is-the-single-worst-financial-decision.html Buying used cars: https://www.realcartips.com/usedcars/414-saving-money-used-car.shtml Hard seltzer popularity: https://www.winemag.com/2021/06/17/canned-cocktails-alcoholic-drink/ Creating a bar cart on a budget: https://thefinancialdiet.com/a-bartender-shares-5-rules-for-stocking-your-home-bar-for-under-100/ Loungewear trend: https://fashionista.com/2020/12/loungewear-fashion-trends-2020 Reselling textbooks: https://thecollegeinvestor.com/16576/5-ways-to-resell-your-textbooks-and-make-a-profit/ Free textbooks: https://www.collegelifetoday.com/blog/money/free-college-textbooks/ Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through our link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd1 The Financial Diet receives cash compensation from Wealthfront Advisers LLC (“Wealthfront Advisers”) for sponsored advertising materials. The Financial Diet is a client and this is a paid testimonial. The Financial Diet and Wealthfront Advisers are not associated with one another and have no formal relationship outside of this arrangement. Nothing in this communication should be construed as a solicitation, offer, or recommendation, to buy or sell any security. Any links provided by The Financial Diet are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise. Investment management and advisory services are provided by Wealthfront, an SEC registered investment adviser. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. In this episode of The TFD Test Lab, host Jazmine tries adopting a financially minimalist budget. See everything she changed in her financial life, and how much she's saving in the long run. In The TFD Test Lab, we're sharing real-life experiences challenging ourselves to live better, more budget-friendly lives. Whether through attempting a no-spend challenge, switching up a budget system, or tracking progress on a new healthy routine, we'll be highlighting all the risks *and* rewards of frugal living. Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagr

In today's video, Chelsea airs her grievances with the new LulaRoe documentary "Lularich" on Amazon prime, diving into a piece of MLM culture that we need to talk about more. Interview with Tiffany Ferguson: https://www.youtube.com/watch?v=ar_P0LOPyPU&list=PLD30V46E07RTVkMNzt_zjmGPiiAm9WlZ5&index=13 Our videos on MLMs: https://www.youtube.com/watch?v=AAlYibnh4nE&t=4s&authuser=0 https://www.youtube.com/watch?v=Mw2ijFNd1HI&t=148s&authuser=0 https://www.youtube.com/watch?v=1pVs8Y6JbBo&t=1s&authuser=0 https://www.youtube.com/watch?v=ExxkmJAa0DQ&authuser=0 https://www.youtube.com/watch?v=Xc-fBzN32Ns&t=5s&authuser=0 Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

In this episode, Chelsea explores the consumer habits that are wrecking our collective mental health, from going into debt to keep up a certain lifestyle to watching endless haul and OOTD videos. Sources: https://www.inc.com/amy-morin/social-media-changed-what-it-means-to-keep-up-with-jonses-its-taking-a-toll-on-everyones-mental-health.html https://www.luxurysociety.com/en/articles/2018/09/millennials-interest-luxury-goods-surpasses-their-funds https://www.nimh.nih.gov/health/publications/chronic-illness-mental-health https://ppcprotect.com/blog/strategy/how-many-ads-do-we-see-a-day/ https://www.sofi.com/learn/content/how-to-avoid-fomo-spending/ https://www.creditkarma.com/insights/i/fomo-rise-half-millennials-overspend-to-keep-up-survey https://moneyaware.co.uk/2013/05/the-stress-of-dealing-with-debt-alone/ https://www.boredpanda.com/instagram-influencer-debt-lissettecalveiro/?utm_source=google&utm_medium=organic&utm_campaign=organic https://www.nbcnews.com/better/pop-culture/we-re-overspending-love-instagram-here-s-how-stop-ncna939961 https://www.accrediteddebtrelief.com/blog/7-ways-social-media-influences-our-spending-habits/ https://www.newyorklife.com/newsroom/emotional-cost-carrying-debt https://www.debt.org/advice/emotional-effects/ https://www.newyorklife.com/newsroom/emotional-cost-carrying-debt Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

Thanks to Wealthfront for sponsoring today’s video! Open up a Wealthfront investment account today through our link and get your first $5,000 managed for free: https://invest.wealthfront.com/tfd5000 The Financial Diet receives cash compensation from Wealthfront Advisers LLC (“Wealthfront Advisers”) for sponsored advertising materials. The Financial Diet is a client and this is a paid testimonial. The Financial Diet and Wealthfront Advisers are not associated with one another and have no formal relationship outside of this arrangement. Nothing in this communication should be construed as a solicitation, offer, or recommendation, to buy or sell any security. Any links provided by The Financial Diet are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise. Investment management and advisory services are provided by Wealthfront, an SEC registered investment adviser. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. In this episode of The TFD Test Lab, host Jazmine attempts a cash-only spending challenge to stay under budget and save money. Here's what she learns! In The TFD Test Lab, we're sharing real-life experiences challenging ourselves to live better, more budget-friendly lives. Whether through attempting a no-spend challenge, switching up a budget system, or tracking progress on a new healthy routine, we'll be highlighting all the risks *and* rewards of frugal living. Join this channel to get access to perks: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefina